Veteran-Owned · San Antonio

Roof Insurance Claim Support in San Antonio, TX

Veteran-Owned Roofing Contractor • Free Roof Inspections • Photo Documentation • Storm Damage Repairs

If your roof was damaged by hail, wind, falling debris, or a recent storm, Sanders & Co Contracting Group can inspect the damage, document what we find, and provide a clear estimate for the necessary repairs.

We help homeowners understand the roofing portion of the insurance claim process while working directly for you, not the insurance company.

No-obligation roofing inspections

Clear photo documentation

Insurance-related estimates available

✓ Veteran-Owned✓ Fully Insured✓ Free Inspections✓ Local Response
Professional service

ROOFING HELP AFTER HAIL AND WIND DAMAGE

Storm damage is not always obvious from the ground. Missing shingles, lifted roofing materials, damaged flashing, exposed underlayment, punctures, and hail impacts can allow water into your home even when there is no immediate leak.

Our inspection process is designed to identify visible roofing damage and give you the information needed to decide what to do next.

Hail damage inspections

Hail damage inspections

Wind damage inspections

Wind damage inspections

Missing or lifted shingles

Missing or lifted shingles

Roof leaks after a storm

Roof leaks after a storm

Damaged flashing and roof vents

Damaged flashing and roof vents

Fallen tree or debris damage

Fallen tree or debris damage

Emergency roof tarping

Emergency roof tarping

Roof repair and replacement estimates

Roof repair and replacement estimates

Photos and documentation of visible damage

Photos and documentation of visible damage

Roof Insurance Claims Help San Antonio TX | Sanders & Co
A clear path forward

HOW THE ROOF INSURANCE CLAIM PROCESS WORKS

Schedule a Roof Inspection

We inspect the roof and surrounding exterior areas for visible signs of storm damage, deterioration, and possible water entry points.

Review the Findings

We explain what we found, provide photos when available, and discuss whether the roof appears to need repairs, replacement, or continued monitoring.

Contact Your Insurance Company

As the property owner, you decide whether to file an insurance claim. Your insurance company may assign an adjuster to inspect the property and determine whether the damage is covered under your policy.

Receive the Insurance Estimate

The insurance company may provide a written estimate or scope of work explaining the repairs it believes are covered.

Compare the Scope With the Actual Work Needed

We can review the roofing scope and prepare our own estimate based on the work required to properly repair or replace the roofing system.

Complete the Approved Roofing Work

Once the project details, pricing, materials, and payment responsibilities are understood, we schedule the roofing work and complete the project according to the signed agreement.

Professional service

WE WORK FOR THE PROPERTY OWNER

Sanders & Co Contracting Group is a roofing contractor. We do not act as a public adjuster, interpret insurance coverage, negotiate claims on behalf of property owners, or make coverage decisions.

Your insurance company determines what is covered under your policy. Our role is to inspect the roofing system, document visible damage, prepare repair or replacement estimates, and complete the contracted roofing work.

This allows you to receive professional roofing information while maintaining direct control over your insurance claim.

Roof Insurance Claims Help San Antonio TX | Sanders & Co
Professional service

WHAT TO EXPECT DURING YOUR ROOF INSPECTION

During the inspection, we may evaluate:

Shingles or roofing materials

Shingles or roofing materials

Roof penetrations and vents

Roof penetrations and vents

Flashing around walls and chimneys

Flashing around walls and chimneys

Valleys and drainage areas

Valleys and drainage areas

Gutters and downspouts

Gutters and downspouts

Fascia and exterior trim

Fascia and exterior trim

Visible signs of water intrusion

Visible signs of water intrusion

Interior ceilings or attic areas when appropriate

Interior ceilings or attic areas when appropriate

Damage from hail, wind, debris, or fallen limbs

Damage from hail, wind, debris, or fallen limbs

After the inspection, we explain the visible condition of the roof and recommend the appropriate next step.

Roof Insurance Claims Help San Antonio TX | Sanders & Co
Professional service

INSURANCE ESTIMATE LOWER THAN THE CONTRACTOR ESTIMATE?

Insurance estimates and contractor estimates do not always match.

Differences can happen because of:

Missing roofing components

Building code requirements

Damaged decking found after removal

Steep roof charges

Debris removal or disposal requirements

Updated material prices

Additional layers discovered during tear-off

Required flashing or ventilation work

Multiple-story access

Items not visible during the initial inspection

When additional roofing work is necessary, we can provide photos, measurements, invoices, and written documentation for you to submit to your insurance company.

The insurance carrier makes the final decision regarding coverage and payment.

Roof Insurance Claims Help San Antonio TX | Sanders & Co
Professional service

DO NOT DELAY STORM DAMAGE REPAIRS

Waiting too long after a storm can allow small roofing problems to become larger issues.

Delayed repairs may lead to:

Interior water damage

Interior water damage

Damaged insulation

Damaged insulation

Mold or moisture problems

Mold or moisture problems

Ceiling and drywall damage

Ceiling and drywall damage

Rotted roof decking

Rotted roof decking

More expensive repairs

More expensive repairs

Additional damage that may not be related to the original storm

Additional damage that may not be related to the original storm

Insurance policies may also contain requirements related to reporting damage and preventing additional loss. Review your policy or contact your insurance representative if you have questions about deadlines or coverage.

Roof Insurance Claims Help San Antonio TX | Sanders & Co
Professional service

BEFORE YOU FILE A ROOF INSURANCE CLAIM

Not every roofing problem should automatically become an insurance claim.

Before filing, consider:

The age and condition of the roof

The age and condition of the roof

The cause of the damage

The cause of the damage

The estimated repair cost

The estimated repair cost

Your insurance deductible

Your insurance deductible

Whether the damage appears storm-related

Whether the damage appears storm-related

Whether the roof has previous damage or normal wear

Whether the roof has previous damage or normal wear

Your policy coverage and exclusions

Your policy coverage and exclusions

A professional roof inspection can help you better understand the condition of the roof before you decide whether to contact your insurance company.

Roof Insurance Claims Help San Antonio TX | Sanders & Co
Built around your property

WHY HOMEOWNERS CHOOSE SANDERS & CO CONTRACTING GROUP

Veteran-Owned and Operated

We bring accountability, clear communication, and a service-first approach to every roofing project.

Clear Photo Documentation

When visible damage is found, we document the roofing condition so you can better understand what is happening with your property.

Detailed Roofing Estimates

Same-day or next-day inspections available depending on weather and demand

Honest Recommendations

We explain whether the roof appears to need a repair, replacement, or no immediate work.

Local San Antonio Service

We serve homeowners throughout San Antonio and surrounding communities.

Full-Service Restoration Capabilities

When a storm damages more than the roof, we may also be able to assist with related exterior and interior repairs.

Professional service

STORM DAMAGE SERVICES

Our storm-related roofing services include:

Roof inspections​

Roof inspections​

Emergency roof tarping

Emergency roof tarping

Roof leak repair

Roof leak repair

Hail damage repair

Hail damage repair

Wind damage repair

Wind damage repair

Missing shingle replacement

Missing shingle replacement

Flashing repair

Flashing repair

Roof replacement

Roof replacement

Gutter and exterior damage inspections

Gutter and exterior damage inspections

Interior damage evaluations

Interior damage evaluations

Written roofing estimates

Written roofing estimates

Photo documentation

Photo documentation

Insurance-related repair documentation

Insurance-related repair documentation

Roof Insurance Claims Help San Antonio TX | Sanders & Co
Straight answers

FREQUENTLY ASKED QUESTIONS

Should I call a roofer or my insurance company first?

You may contact either one first. Many homeowners choose to have the roof inspected before filing a claim so they can better understand whether visible storm damage is present.

Can you meet with my insurance adjuster?

When scheduling allows, we may be present during the adjuster’s inspection to identify roofing components and discuss our observations. We do not make coverage decisions or negotiate the insurance claim.

Will insurance pay for a full roof replacement?

That depends on the cause and extent of damage, the condition of the roof, your policy, and the insurance company’s coverage decision.

Do you guarantee my claim will be approved?

No contractor can guarantee that an insurance company will approve a claim. Coverage decisions are made by the insurance carrier.

Can you waive my deductible?

No. Property owners are generally responsible for paying the deductible required by their insurance policy and applicable law.

What happens if hidden damage is found during the project?

We document the newly discovered conditions and explain any required additional work. When appropriate, that information may be submitted to the insurance company for review.

Can you repair interior damage from a roof leak?

Depending on the project, we may be able to assist with drywall, painting, ceiling repairs, insulation, and other related restoration work.

Do I have to hire the contractor recommended by my insurance company?

Property owners can generally choose their own contractor. Review your policy and speak with your insurance representative about any policy-specific requirements.

Take the next step

SCHEDULE A ROOF INSURANCE INSPECTION

Storm damage can worsen when it is left exposed.

Sanders & Co Contracting Group provides professional roofing inspections, honest recommendations, clear documentation, and reliable storm damage repairs throughout San Antonio.

Veteran-owned • Fully insured • Serving San Antonio and surrounding communities